If you're searching for financial help with a new home purchase or refinance, we'd be happy to assist you. We are a home mortgages Millcreek UT company that takes pride in serving the local community. We understand that you expect the best when you are searching for a Millcreek mortgages home loan specialist.
We strive to provide a positive experience while you're going through the process of obtaining your home mortgage. Whether that's for a 15-year or 30-year conventional home loan or an FHA loan program, we always do our best to answer questions and make sure that the process is moving along fast and efficiently.
Whether you're just starting out and buying your new home or upgrading into a larger residence, we can help you choose a home loan program that will work best for your budget and requirements. If you are upgrading into a bigger home, you may require a jumbo loan for this type of financing. Otherwise, you may be interested in a conventional loan or FHA loan. If you've been saving for your home for a few years, you're probably planning on utilizing a conventional loan that doesn't require you to pay private mortgage insurance. For new homebuyers with less capital for a down payment, we also offer FHA loans that are supported by the United States government.
The past few years have provided an ideal time to purchase a new house or refinance an existing residence. Fortunately, the home mortgage rates Millcreek UT lenders provide are still in the 3 to 4 percent range for a 30-year fixed-rate mortgage loan. If you were buying a house in the early 1990s, your interest rate would be almost double that. This means that you'll be able to lock in a historically low rate.
When you are purchasing a home, it will have a unique price and location. Your credit and financial history are also unique. We have the ability to work with all types of individuals and make sure that we do our best to help ensure that you receive an affordable home mortgage that is suitable for your situation. We want you to succeed and look forward to meeting with you and helping you secure financial leverage through the home mortgage process.