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On a mission to simplify your mortgage

Loan Remedy is just what the doctor ordered when it comes to getting your loan needs met with personal care and speed. We’ve developed the cure to simplifying the mortgage process for home buyers and agents by using a unique, therapeutic approach, minimizing the stress so you can love your mortgage. Our treatment consists of putting the focus on our client’s individual needs, while also being available 24/7 during the entire loan process – from application to closing.

We’ll work on your loan commitment with accuracy and personal attention. That’s the mortgage medicine that all home buyers can expect when working with Loan Remedy. We’re experts at beating rates. Compared to City Creek Mortgage Rates and other lenders; no one can beat our rates, no one!

Know Your Mortgage To Love Your Mortgage

  • Mortgage rate explained

    A mortgage rate is the percentage of interest you pay to borrow the money for your home. The amount is based on your financial standing, and it can stay the same or fluctuate with the market.

  • Rate vs APR, say what?

    A mortgage rate is the cost of borrowing money for a house while the annual percentage rate (APR) is the total cost of purchasing a home. It includes fees such as closing costs, insurance, interest, and more.

  • Fixed vs adjustable

    A fixed-rate mortgage locks in your interest rate for the duration of the loan, offering predictability and safety from rising rates. Adjustable-rate mortgages go up and down with the market.

  • Points and credits

    If you’re willing to pay more costs upfront, a lender may give you discount points to lower your interest rate, and therefore, your monthly payments. Lenders also offer credits to reduce the total closing costs you pay if you accept a higher interest rate.

  • What can I afford?

    Experts say you should spend no more than 28% of your gross monthly income on housing. The amount you can afford also hinges upon your credit score, loan term, monthly payment capacity (with taxes and insurance), down payment, and more.

Seamlessly helped us through each step.

There is a lot of things you don’t know. It’s always nice to have someone that you can reach out to that is always available.

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