Resources curated from our team.
We have a great collection of informative resources to help you on your journey of home ownership, refinancing, and more.
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What’s the difference between a fixed and an adjustable mortgage loan rate?
A fixed-rate mortgage means that the interest rate will stay the same from the day you take out the loan until the day you pay it off. An adjustable-rate mortgage (ARM), on the other hand, allows the interest rate to fluctuate. Over the course of the loan, it can go up or down as the […]
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About Investment Property Loans in Utah
About Investment Property Loans in Utah If you’re looking for a smart way to invest your money in 2021, Utah’s housing market is yielding excellent returns on investment. For that reason — and many more — now is a great time to look into owning investment property in Utah. Read on to learn more, and […]
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Can You Buy or Refinance a Home With a Bad Credit Score?
Can You Buy or Refinance a Home With a Bad Credit Score? Housing is one of life’s most basic necessities, but qualifying to buy a house isn’t as easy as it may seem. One of the first things a mortgage lender looks at is your credit score — a numeric representation that shows how reliable […]
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First-Time Home Buyer Programs in Utah
Everyone dreams of owning their own home, but making that dream a reality is often harder than many young couples and families expect. Most mortgage loans require a good credit score, a sizable down payment, a reasonable DTI ratio, a steady income, and more — but when you’re just starting out, how can you be […]
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Five Reasons Not to Refinance Your Home
Mortgage rates have been historically low over the last year. This has sent flocks of homeowners scurrying to their lenders for help refinancing their homes. What many fail to consider, however, is that although you may have good reasons to refinance your home mortgage, refinancing isn’t always a good idea for everyone. Though you could […]
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How to Qualify for a Good Mortgage Rate in Utah
How to Qualify for a Good Mortgage Rate in Utah Utah is a place with immense property diversity to choose from — spacious ramblers on sprawling farmland, cozy cabins nestled at the foot of the Wasatch Mountains, or simple starter homes in the safest of suburbs. The possibilities are endless. Not only does the Beehive […]
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Seven Misconceptions About Buying a Home
If you’re financially in-tune, you’ve probably heard money gurus rave about how smart it is to invest in real estate. Andrew Carnegie, a famous American philanthropist, once said that 90% of millionaires get their wealth from real estate investments, and this has held true over the past couple of centuries; in the right market and […]
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What to Expect in the Homebuying Process
You’re approaching a major life milestone: You’re buying a home! And if this is your first time doing so, you’re probably wondering what surprises the homebuying process may hold. Buying a home is exciting but it does come with its own set of challenges. Before you sign the papers and are handed the key to […]
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Why Opt for a Mortgage Over Rent in Salt Lake City?
Salt Lake City is a thriving metropolitan area and the most populous city in the entire state. With a population of 1,169,000 residents and rising every year, the demand for housing — especially rental properties — is more competitive than ever. In 2019, one in six Utahns reportedly moved homes, which equates to almost half […]
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