Love your loan options
Stop renting and get on the fast track to homeownership. Our friendly and experienced mortgage experts use cutting-edge technology to identify the best loan options for you.
Loan options that make homeownership accessible
Conventional loans
Conventional loans are not guaranteed by the federal government, so they have stricter requirements to mitigate the risk. If you are in generally good financial standing with a credit score of at least 620 and can offer a substantial down payment, a conventional loan is a great way to avoid PMI (if you put 20% down) and get lower rates for more manageable monthly payments.
VA loans
VA mortgage loans are available exclusively to veterans, military spouses, and service members looking to refinance or purchase a primary residence. They’re easier to qualify for, as they are issued by private lenders and guaranteed by the Department of Veterans Affairs. With a VA loan, you’ll pay $0 down and enjoy uncapped loan amounts, reduced closing costs, lower rates, and no PMI requirements.
FHA loans
FHA loans are issued by lenders like credit unions and banks and insured by the Federal Housing Administration to make homeownership possible for those with poor credit and limited savings for a down payment. While FHA loans do have limits on mortgage amounts and involve certain fees at closing, these loans are easier to qualify for, and they make PMI and loan payments quite affordable.
USDA loans
USDA loans, issued through the USDA loan program, are given to citizens of rural America who lack safe housing, have below-average income for their area, or were unable to obtain mortgage funding from traditional sources. As long as you’ve had a steady income for two years and a decent credit history with a score of at least 640, you could qualify for a low-interest USDA loan with no down payment.
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Anthony
Salt Lake City, UT
Great communication. Easy application process. Very smooth overall.
Robbie
Salt Lake City, UT
I could not ask for better customer service. I have purchased numerous homes, but I appreciated the meticulousness work ethic provided.
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Salt Lake City, UT
My experience with Loan Remedy was beyond stellar. They were fast and easy to work with.
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Salt Lake City, UT